What is buildings insurance between exchange and completion? — Property Passport UK guide
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What is buildings insurance between exchange and completion?

Who arranges cover, common contract conditions, and why the risk passes point matters for claims between exchange and completion in England and Wales.

Published: 18 Apr 2026 · Updated: 18 Apr 2026 · 9 min read

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Summary

Standard residential contracts often place insurable risk on the buyer from exchange; check your specific contract, lender, and broker wording the week you exchange.

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