Stamp Duty Calculator 2026
Calculate Stamp Duty Land Tax (SDLT), Land and Buildings Transaction Tax (LBTT), or Land Transaction Tax (LTT) for any UK property purchase. Covers first-time buyer relief, additional property surcharges, and non-UK resident rates.
Stamp Duty Calculator
Stamp Duty Land Tax (SDLT) payable
£0
Effective rate: 0.00%
Tax band breakdown
| Band | Rate | Taxable | Tax |
|---|---|---|---|
| £0 – £425,000 | 0% | £300,000 | £0 |
| Total | £0 | ||
This is an estimate based on current HMRC / Revenue Scotland / Welsh Revenue Authority rates. It does not constitute tax advice. Consult a qualified solicitor or tax adviser for your specific circumstances.
How stamp duty works in the UK
Stamp duty is a tax paid when you buy a property or land over a certain value in the UK. The name and rates vary by jurisdiction: England and Northern Ireland use Stamp Duty Land Tax (SDLT), Scotland uses Land and Buildings Transaction Tax (LBTT), and Wales uses Land Transaction Tax (LTT).
The tax is calculated on a progressive band system — similar to income tax — meaning you only pay the higher rate on the portion of the price that falls within each band, not on the full purchase price.
Current SDLT rates (England & Northern Ireland)
| Band | Standard rate | First-time buyer rate |
|---|---|---|
| Up to £250,000 | 0% | 0% (up to £425,000) |
| £250,001 – £925,000 | 5% | 5% (£425,001 – £625,000) |
| £925,001 – £1,500,000 | 10% | — |
| Over £1,500,000 | 12% | — |
Frequently asked questions
- How much is stamp duty on a £300,000 house?
- For a first-time buyer in England purchasing at £300,000, stamp duty (SDLT) is £0 thanks to first-time buyer relief (0% up to £425,000). For a home mover, it would be £2,500 (5% on the amount between £250,001 and £300,000). For an additional property, there is an extra 5% surcharge on the full price.
- Do first-time buyers pay stamp duty?
- In England and Northern Ireland, first-time buyers pay no stamp duty on properties up to £425,000, and a reduced rate of 5% on the portion between £425,001 and £625,000. If the property costs more than £625,000, first-time buyer relief does not apply. In Scotland, the threshold is £175,000. Wales does not offer first-time buyer relief.
- What is the additional property surcharge for second homes and buy-to-let?
- In England, the additional property surcharge is 5% on the full purchase price (increased from 3% in October 2024). In Scotland, the Additional Dwelling Supplement (ADS) is 6%. In Wales, the higher residential rate adds 4%. This applies on top of the standard rates.
- Is stamp duty different in Scotland and Wales?
- Yes. Scotland uses Land and Buildings Transaction Tax (LBTT) with different bands and rates. Wales uses Land Transaction Tax (LTT) with its own bands. Our calculator covers all three jurisdictions so you can see the exact amount for your purchase.
- When do I pay stamp duty?
- Stamp duty must be paid within 14 days of completion (the date you legally own the property). Your solicitor or conveyancer normally handles this as part of the transaction. Late payment incurs penalties and interest.
Related tools
- Sold house prices — Search HM Land Registry price paid data
- Property search — Find any property in England & Wales by postcode
- Property guides — Expert guides for buyers, sellers, and landlords