Lender Requirements and New-Build Documentation: A Buyer Orientation
Why mortgage lenders ask for specific new-build paperwork, what CML handbook style expectations refer to at a high level, and why your solicitor coordinates certificates.
Published: 18 Apr 2026 · Updated: 18 Apr 2026 · 8 min read
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Why lenders ask
Lenders want certainty that the home is build-complete and insurable on known terms. That often means structural warranties and build sign-offs your solicitor checks.
What you should do
- Follow your solicitor’s requests promptly.
- Avoid assuming marketing brochures satisfy lender checks.
Not advice
Lender criteria change. Your broker or lender confirms specifics.
What to check next
Use [Property Passport UK](/search) to open the property by address or postcode, then review official context alongside anything you save as Documents for your own workflow.
How Property Passport UK helps
Property Passport UK brings address-level context together in one place so you can prepare questions for your conveyancer and surveyor without treating a portal listing as proof. It does not replace HM Land Registry title, searches, or professional advice.
Disclaimer: General information only, not legal advice, not a survey, and not a substitute for regulated conveyancing or valuation.
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