What is a company let and mortgage consent pattern?
When corporate tenants appear on AST-style deals and what lenders and insurers expect versus individual lets in England.
Published: 18 Apr 2026 · Updated: 18 Apr 2026 · 9 min read
Property Passport UK
See this information for your own home
Free address search across England and Wales. No account needed.
19.4 million searchable properties. EPC, flood risk, sold prices, planning, and more in one structured record per home.
Summary
Company lets can change referencing, guarantor expectations, and mortgage conditions; disclose early to your lender and broker rather than swapping tenant type late.
What to do next
Write down questions as they arise and share them in one message thread with your solicitor to reduce ambiguity.
Property Passport
Permissioned sharing reduces duplicate email chases during a transaction.
Using Property Passport UK
Start from the address on [Property Search](/search). When you own or manage the home, [claim your Property Passport](/claim/start) and upload Documents with clear dates and sources. Browse more explainers in the [Property Guides library](/guides). This article is general information, not legal, tax, mortgage, or survey advice.
Essential Renting guides
Related guides
What is Section 24 mortgage interest relief for landlords?
10 min readWhat to verify about deposit protection and prescribed information: Buyer perspective (offer timing, mortgage readiness, and searches)
10 min readWhat to verify about rent increases and section 13 notices: Buyer perspective (offer timing, mortgage readiness, and searches)
10 min readWhat to verify about HMO licensing thresholds: Buyer perspective (offer timing, mortgage readiness, and searches)
10 min readWhat to verify about gas safety and EICR cycles: Buyer perspective (offer timing, mortgage readiness, and searches)
10 min readWhat to verify about tenant fees and banned payments: Buyer perspective (offer timing, mortgage readiness, and searches)
10 min readRelated calculators
Search any property in England & Wales
EPC ratings, flood risk, sold prices, and planning data — free, instant, no login required.