What is a retention hold and when do lenders use it on new builds?

Overview

Readers often start from this question: What is a retention hold and when do lenders use it on new builds? Use it as a checklist with your conveyancer, lender, or surveyor so documents and permissions stay aligned.

Practical checks

Confirm details on HM Land Registry official copies, insurer letters, and lender conditions where they apply rather than relying on forums alone.

Records

Editors can store dated Documents in the Property Passport so permitted Stakeholders see one coherent story.

Using Property Passport UK

Start from the address on [Property Search](/search). When you own or manage the home, [claim your Property Passport](/claim/start) and upload Documents with clear dates and sources. Browse more explainers in the [Property Guides library](/guides). This article is general information, not legal, tax, mortgage, or survey advice.