What service charge year-end packs help leasehold buyers?
Audited accounts, reserve fund statements, and major works context buyers should read before exchange in England and Wales.
Published: 18 Apr 2026 · Updated: 18 Apr 2026 · 10 min read
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Service charge tells a running story
Annual packs show whether the block collects enough, spends correctly, and plans large works.
Look for
Certified or audited accounts where the lease says so.
Reserve fund balance and planned draws.
Debt and arrears levels across the estate.
Insurance schedule for the block.
Ask your conveyancer how deficiencies translate into retention or indemnity on transaction.
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