What to Disclose About Insurance Claims
Orientation on what to disclose about insurance claims with Records and Documents habits Property Passport UK users adopt; cluster C14, variant 10.
Published: 21 Apr 2026 · Updated: 21 Apr 2026 · 8 min read
Property Passport UK
See this information for your own home
Free address search across England and Wales. No account needed.
19.4 million searchable properties. EPC, flood risk, sold prices, planning, and more in one structured record per home.
Starting point
This guide answers: What to Disclose About Insurance Claims Treat it as a working note you can share with your conveyancer, lender, or surveyor so everyone checks the same facts.
Checklist mindset
Turn the title into bullets: what must be true, what should be verified, and what is nice to know.
Leasehold and freehold
If the home is leasehold, most themes touch service charges, lease length, and major works. If freehold, focus shifts to covenants and boundaries.
Public Passport
When you are ready to share, a Public Passport can present selected facts to Buyers without exposing private Documents.
Using Property Passport UK
Start from the address on [Property Search](/search). Owners can [claim the Property Passport](/claim/start) and upload Documents with clear dates and sources. Browse more explainers in the [Property Guides library](/guides). This article is general information, not legal, tax, mortgage, or survey advice.
Essential Selling a Property guides
Related guides
What flooding or insurance history should sellers disclose early?
10 min readWhat to Disclose About Neighbour Disputes in a Sale
8 min readWhat to verify about material information for listings: Owner perspective (records, insurance, and long-term maintenance)
10 min readWhat to verify about protocol forms and TA6 accuracy: Owner perspective (records, insurance, and long-term maintenance)
10 min readWhat to verify about chain management and fall-through risk: Owner perspective (records, insurance, and long-term maintenance)
10 min readWhat to verify about capital gains timing and reporting: Owner perspective (records, insurance, and long-term maintenance)
10 min readRelated calculators
Search any property in England & Wales
EPC ratings, flood risk, sold prices, and planning data — free, instant, no login required.